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The one which Cressida was now slapping down onto the table in front of her.

Ladies and Gentleman, This Author is NOT Lady Cressida Twombley. She is nothing more than a scheming imposter, and it would break my heart to see my years of hard work attributed to one such as her.

Penelope stared down at the words even though she knew each one by heart. "What do you mean?" she asked, even though she knew her attempt to pretend that she didn't know exactly what Cressida meant was futile.wYou're smarter than that, Penelope Featherington," Cressida said. "You know I know."

Penelope kept staring at the single, incriminating sheet of paper, unable to tear her eyes from those fateful words—

It would break my heart.

Break my heart.

Break my heart.

Break my—wNothing to say?" Cressida asked, and even though Penelope could not see her face, she felt her hard, supercilious smile.wNo one will believe you," Penelope whispered.wI can barely believe it myself," Cressida said with a harsh laugh. "You, of all people. But apparently you had hidden depths and were a bit more clever than you let on. Clever enough," she added with noticeable emphasis, "to know that once I light the spark of this particular piece of gossip, the news will spread like wildfire."

Penelope's mind whirled in dizzying, unpleasant circles. Oh, God, what was she going to tell Colin? How would she tell him? She knew she had to, but where would she find thewords?wNo one will believe it at first," Cressida continued. "You were right about that. But then they'll start to think, and slowly but surely, the pieces of the puzzle will fall into place. Someone will remember that they said something to you that ended up in a column. Or that you were at a particular house party. Or that they'd seen Eloise Bridgerton snooping about, and doesn't everyone know that the two of you tell each other everything?"wWhat do you want?" Penelope asked, her voice low and haunted as she finally lifted her head to face her enemy.wAh, now, there's the question I've been waiting for." Cressida clasped her hands together behind her back and began to pace. "I've been giving the matter a great deal of thought. In fact, I put off coming here to see you for almost a full week until I could decide upon the matter."

Penelope swallowed, uncomfortable with the notion that Cressida had known her deepest secret for nearly a week, and she'd been blithely living her life, unaware that the sky was about to come crashing down.wI knew from the outset, of course," Cressida said, "that I wanted money. But the question was—how much? Your husband is a Bridgerton, of course, and so he has ample funds, but then again, he's a younger son, and not as plump in the pocket as the viscount."wHow much, Cressida?" Penelope ground out. She knew that Cressida was drawing this out just to torture her, and she held little hope that she would actually name a figure before she was good and ready.wThen I realized," Cressida continued, ignoring Penelope's question (and proving her point), "that you must be quite wealthy, too. Unless you're an utter fool—and considering your success at hiding your little secret for so long, I've revised my initial opinion of you, so I don't think you are— you'd have to have made a fortune after writing the column for all those years. And from all outward appearances"—she gave a scornful glance to Penelope's afternoon dress—"you haven't been spending it. So I can only deduce that it is all sitting in a discreet little bank account somewhere, just waiting for a withdrawal."wHow much, Cressida?"wTen thousand pounds."

Penelope gasped. "You're mad!"wNo." Cressida smiled. "Just very, very clever."wI don't have ten thousand pounds."wI think you're lying."wI can assure you I'm not!" And she wasn't. The last time Penelope had checked her account balance, she'd had £8246, although she supposed that with interest, it had grown by a few pounds since then. It was an enormous sum of money, to be sure, enough to keep any reasonable person happy for several lifetimes, but it wasn't ten thousand, and it wasn't anything she wished to hand over to Cressida Twombley.

Cressida smiled serenely. "I'm sure you'll figure out what to do. Between your savings and your husband's money, ten thousand pounds is a paltry sum."wTen thousand pounds is never a paltry sum."wHow long will you need to gather your funds?" Cressida asked, completely ignoring Penelope's outburst. "A day? Two days?"wTwo days?" Penelope echoed, gaping. "I couldn't do it in two weeks!"wAha, so then you do have the money."wI don't!"wOne week," Cressida said, her voice turning sharp. "I want the money in one week."wI won't give it to you," Penelope whispered, more for her own benefit than Cressida's.wYou will," Cressida replied confidently. "If you don't, I'll ruin you."wMrs. Bridgerton?"

Penelope looked up to see Dunwoody standing in the doorway.wThere is an urgent matter which requires your attention," he said. "Immediately."wJust as well," Cressida said, walking toward the door. "I'm done here." She walked through the doorway, then turned around once she reached the hall, so that Penelope was forced to look at her, perfectly framed in the portal. "I'll hear from you soon?" she inquired, her voice mild and innocent, as if she were talking about nothing more weighty than an invitation to a party, or perhaps the agenda for a charity meeting.

Penelope gave her a little nod, just to be rid of her.

But it didn't matter. The front door may have thunked shut, and Cressida might be gone, but Penelope's troubles weren't going anywhere.

CHAPTER 22

Three hours later, Penelope was still in the drawing room, still sitting on the sofa, still staring into space, still trying to figure out how she was going to solve her problems.